There are millions of Filipinos working in other countries to provide a better life for their families, knowing that they can earn more abroad than they would if they worked in the same position. After all, while maids and helpers working in the Philippines often earn just Php2,000 to Php5,000 per month, on average, they could earn as high as Php20,000 or more as domestic helpers abroad!
But while many OFWs get to enjoy the fruits of their labor and live better lives, there are those who end up in deeper debt after upgrading their lifestyle even if they can’t afford it yet.
One OFW working in Riyadh, Saudi Arabia went to Raffy Tulfo for help after learning that his wife had a lot of loans.
Winifredo Binondo of Naga City, Cebu was angry that his wife, Christy, did not tell him she took loans even if he sends her money every month. She also did not save a thing from his remittance and was not even able to pay his SSS contribution for several months.
Raffy readily sympathized with Winifredo until he heard his wife’s side of the story.
Christy confirmed that her husband sends her money every month but the Php20,000 remittance was not enough to meet all the needs of their 5 children, even if some of them were scholars. She admitted to have taken loans but only because the money Winifredo sends her is not enough.
Moreover, she told Raffy that she did not ask permission from her husband because he always gets angry when they talk about money; thus, in time of great need, she had no choice but to omit telling him about the loan.
Raffy sided with Christy and explained to Winifredo that though he was sending money to his wife every month, Php20,000 is certainly not enough for a family with 5 kids! After all, the prices of food, transportation, water and electricity bills, and other things the family need are quite high.
The more the couple aired their grievances, the more Raffy realized that these two have a communication problem — they don’t talk directly to each other to solve their problems. He offered to give Winifredo money so he could go back home and talk the matter over with his wife. He also advised the two to be more open to each other about their problems and feelings, so they would not have the same problem in the future.
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